{"id":39244,"date":"2024-11-04T09:46:42","date_gmt":"2024-11-04T08:46:42","guid":{"rendered":"https:\/\/www.univ-eloued.dz\/?p=39244"},"modified":"2024-11-06T12:30:50","modified_gmt":"2024-11-06T11:30:50","slug":"national-forum-on-responsible-banking","status":"publish","type":"post","link":"https:\/\/www.univ-eloued.dz\/fr\/forum-national-sur-la-banque-responsable\/","title":{"rendered":"La Facult\u00e9 des Sciences \u00c9conomiques, Commerciales et de Gestion de l'Universit\u00e9 de la Vall\u00e9e organise le forum national \u00ab Banque responsable et r\u00e9alisation des objectifs de d\u00e9veloppement durable \u00bb"},"content":{"rendered":"

La Facult\u00e9 des Sciences Economiques, Commerciales et de Gestion de l'Universit\u00e9 d'El Oued organise<\/h1>\n

Forum national \u00ab Banque responsable et r\u00e9alisation des objectifs de d\u00e9veloppement durable \u00bb<\/h1>\n

La Facult\u00e9 des Sciences Economiques, Commerciales et de Gestion et le Laboratoire d'Economie Politique entre le D\u00e9veloppement Politique et Economique des Pays Arabes et Africains de l'Universit\u00e9 Chahid Hama Lakhdar El Oued ont organis\u00e9 un forum national sur \u00ab La banque responsable et la r\u00e9alisation des objectifs de d\u00e9veloppement durable : les banques alg\u00e9riennes entre r\u00e9alit\u00e9 et aspirations \u00bb, qui a connu une large participation de chercheurs et d'experts de diverses universit\u00e9s alg\u00e9riennes, en plus de la pr\u00e9sence d'un groupe d'\u00e9lite int\u00e9ress\u00e9 par le secteur bancaire.<\/h2>\n

Le forum s'est concentr\u00e9 sur la r\u00e9duction de l'\u00e9cart entre la r\u00e9alit\u00e9 des pratiques bancaires responsables en Alg\u00e9rie et les aspirations \u00e0 atteindre les objectifs de d\u00e9veloppement durable, et a cherch\u00e9 \u00e0 r\u00e9pondre \u00e0 des questions cruciales sur le niveau de pr\u00e9paration des banques alg\u00e9riennes \u00e0 suivre le rythme des tendances bancaires modernes. Au cours d'une discussion intense, les participants ont examin\u00e9 comment les banques peuvent renforcer leur r\u00f4le dans la r\u00e9alisation du d\u00e9veloppement \u00e9conomique et social en adoptant des pratiques bancaires responsables et durables sur plusieurs axes.<\/h2>\n

1-Une banque responsable<\/h2>\n

2-Le d\u00e9veloppement durable et ses relations avec le domaine bancaire<\/h2>\n

3- Pratiques et tendances modernes du secteur bancaire<\/h2>\n

\u00a05-. La r\u00e9alit\u00e9 et les d\u00e9fis des banques alg\u00e9riennes \u00e0 la lumi\u00e8re des tendances bancaires modernes<\/h2>\n

A l'issue du forum, plusieurs recommandations ont \u00e9t\u00e9 pr\u00e9sent\u00e9es dans le but de renforcer le r\u00f4le des banques alg\u00e9riennes dans l'accompagnement du d\u00e9veloppement durable, et de les encourager \u00e0 adopter des pratiques bancaires responsables en phase avec les tendances mondiales modernes :<\/h2>\n

1-Sensibilisation \u00e0 la banque responsable au sein du secteur bancaire \u00e0 travers des programmes de formation et des ateliers d'initiation destin\u00e9s \u00e0 tous les collaborateurs de la banque.<\/h2>\n

\u00a02- Adopter une charte d\u2019\u00e9thique professionnelle qui met l\u2019accent sur les principes d\u2019une banque responsable et d\u00e9finit clairement les obligations des banques envers la soci\u00e9t\u00e9 et l\u2019environnement.<\/h2>\n

3- Encourager le financement de projets respectueux de l'environnement, notamment dans les domaines des \u00e9nergies renouvelables, de l'agriculture durable et de l'industrie propre.<\/h2>\n

4- Encourager l'innovation technologique dans les services bancaires pour fournir des services efficaces et flexibles qui contribuent \u00e0 la r\u00e9alisation d'une banque durable, comme l'utilisation de l'intelligence artificielle dans l'analyse des risques environnementaux et sociaux.<\/h2>\n

5- Fournir un soutien gouvernemental aux banques qui mettent en \u0153uvre une banque responsable \u00e0 travers des exon\u00e9rations fiscales ou un soutien financier, dans le but d'encourager davantage de banques \u00e0 adopter ces pratiques.<\/h2>\n

6- \u00c9tudier les mod\u00e8les r\u00e9ussis de banque responsable dans d'autres pays et adopter des pratiques qui ont prouv\u00e9 leur faisabilit\u00e9 et leur possibilit\u00e9 d'application dans le contexte alg\u00e9rien.<\/h2>\n

7- Mettre en place une plateforme de connaissances pour partager les exp\u00e9riences locales et internationales dans le domaine de la banque responsable, r\u00e9unissant les acteurs des secteurs public et priv\u00e9.<\/h2>\n

Ces recommandations s'appuient sur les meilleures pratiques internationales et prennent en compte la sp\u00e9cificit\u00e9 du secteur bancaire alg\u00e9rien et les d\u00e9fis auxquels il est confront\u00e9 pour parvenir \u00e0 un d\u00e9veloppement durable.<\/h2>\n

Il a \u00e9galement \u00e9t\u00e9 convenu de la n\u00e9cessit\u00e9 de d\u00e9velopper la coop\u00e9ration entre les institutions financi\u00e8res et les organismes universitaires pour proposer des solutions innovantes contribuant \u00e0 am\u00e9liorer le niveau d'inclusion financi\u00e8re et de d\u00e9veloppement social.<\/h2>\n

En conclusion, le comit\u00e9 organisateur exprime ses sinc\u00e8res remerciements au recteur de l'universit\u00e9, le professeur Omar Farhati, ainsi qu'\u00e0 tous les chercheurs qui ont particip\u00e9 par leurs pr\u00e9cieux travaux et leurs recherches.<\/h2>\n

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